RAS refers to JULYONLINE trading as Risk Assessment Services (2016/062419/07).
You and your refers to the natural or legal person who has entered into this agreement with RAS.
Instructions refer to communications initiated by the user to RAS via telephone, e-mail, or the internet.
You wish to become a user of our services and products. The parties accordingly record their agreement and their respective rights and obligations.
You understand that, under no circumstances, can RAS be held liable for slow or non-communication due to internet connectivity failure and outdated computer software and hardware.
By viewing this website, you hereby acknowledge that you have read and accept the following Protection of Personal Information (POPI) disclaimer. “Personal information” shall be defined as detailed in the Promotion of Access to Information Act, Act 2 of 2000 (“PAIA”) and the Protection of Personal Information Act, Act 4 of 2013 (“POPI”).
RAS collects, stores and uses the information of, and provided by the user, primarily to communicate requested information and to provide services as requested by the user.
Data will be collected whenever you use this website, complete an application form, contact us electronically or use our services.
The information we maintain concerning our clients is stored in databases that have built-in safeguards to ensure its privacy and confidentiality.
RAS accepts no liability whatsoever for any loss, damage (whether direct, indirect, special or consequential) or expenses of any nature which may arise because of, or which may be attributable directly or indirectly from information made available on these pages or links, or actions or transactions resulting therefrom.
You and RAS are independent business entities and are not partners, joint undertakers or shareholders.
You agree to pay for all enquiries at prices published on the RAS website, or as may be amended from time to time without prior notice. Debtor’s accounts handed over to RAS for collection, as instructed by you or your agent, is charged at 15% (excluding VAT) of monies recovered or as may be negotiated in advance (including facilitation- and administrative fees).
All payments due to RAS, as set out in this agreement, are to be settled by you monthly upon invoicing. You shall remain obligated to fulfil all the conditions herein, irrespective of whether an invoice has been supplied or not.
Payment shall be made by means of an internet funds transfer (EFT) upon invoicing.
Should your account fall in arrears, RAS shall be entitled, without notice, to suspend all its services to you and retain all other credits due to you as well as report you to the credit bureaus.
You shall not withhold any payment due to RAS for any reason whatsoever.
All payments made by you shall include VAT.
RAS shall be entitled to charge you any cash handling, banking- or administration fees that are incurred by RAS.
You are aware that submitted instructions are subject to delays or discrepancies. RAS cannot be held liable for any claim arising from delayed instructions due to transmission failure, for whatever reason.
You understand that the consumer information provided by RAS (which only offers an access platform to consumer information) is supplied by national credit bureaus. RAS can, therefore, not be held liable for inaccurate,
outdated or incomplete data for whatever reason. You understand that the consumer information supplied by RAS, has limitations as agreed with its supplier. The information format (together with its contents) as provided by RAS, is solely to be utilized as an additional risk assessment mechanism.
You also understand that although RAS services were utilized to initially assess any potential risk, RAS cannot be held liable for your financial loss due to customer(s) defaulting.
You agree not to damage the reputation of RAS.
You are responsible for the correctness of details or information pertaining to any transaction concluded with RAS.
The provision of this agreement shall be binding upon the parties, executors, trustees, curators, heirs and other successors in title.
You agree that any customer information that is supplied by RAS shall be the sole and exclusive property of RAS and may not be disclosed or sold to your customers or any other third party.
You confirm (having agreed on behalf of yourself and your company’s directors, shareholders, members, and associates) that RAS is entitled, at any time, to communicate with any credit bureau regarding information relating to your payment behavior, credit worthiness or defaults, and that such information may be disclosed to RAS.
You undertake to comply with all regulations as stipulated in the National Credit Act No 34 of 2005 and/or any other applicable South African legislation.
You may cancel this agreement by giving RAS 30 (thirty) day’s written notice.